Credit Card and Check Fraud Defense Attorney
Checks and credit cards are used pretty casually on a regular basis. Online use of credit cards has also increased. People do not always realize how serious banks and other financial institutions consider instances of fraud or theft. A conviction of credit card fraud for a sum as small as $500 can be punished by 15 years in prison.
Even if you do not spend time in prison, the conviction will hang around you forever. You may lose your rights to vote or possess a firearm. It will be difficult to find work or a place to live. You will be a felon for life.
You can be charged with credit card and check fraud for a variety of actions:
- Identity theft: Using personal identification information without authorization
- Intent to defraud: Using a card you know was stolen
- Dealing in credit cards: Producing or distributing fraudulent cards
- Identity assumption: Taking over the victim’s identity for an extended period
- Spending spree: Maxing out charges on existing accounts
- Check forgery: Writing checks under another person’s name
- Check-kiting: Playing “the float”
- Counterfeiting: Manufacturing checks with intent to defraud