Experienced Legal Representation for Rideshare Accident Victims

The Law Office of Caroline Norman Frost specializes in helping victims of Uber and Lyft accidents in Maryland navigate the complexities of these unique cases. If you’ve been injured in a rideshare accident, call us today at 240-439-1922 for a free consultation.

Challenges in Rideshare Accident Claims

Rideshare accident claims present unique challenges that require specialized legal knowledge. Unlike traditional car accidents, Uber and Lyft cases involve multiple layers of liability and insurance coverage.

Key Challenges Include:

1. Insurance Policy Overlaps:
   • Determining whether the rideshare driver’s personal insurance, the rideshare company’s insurance, or another party’s insurance applies can be confusing.
2. Liability Disputes:
   • Liability may involve the rideshare driver, another driver, or even the rideshare company itself. Identifying the responsible party is critical.
3. Rideshare Companies Avoiding Accountability:
   • Companies like Uber and Lyft classify their drivers as independent contractors, not employees, to limit their liability.
4. Complex Coverage Tiers:
   • Insurance coverage often depends on whether the rideshare driver was logged into the app, actively transporting a passenger, or in between rides.

Our team at The Law Office of Caroline Norman Frost understands the intricacies of Maryland personal injury law and can untangle these complexities to ensure you receive fair compensation.

Overview of Uber/Lyft Insurance Coverage in Maryland

Rideshare companies provide insurance coverage based on the driver’s status at the time of the accident. Understanding these coverage tiers is essential:

1. Driver Not Logged into the App:
   • The driver’s personal auto insurance applies. Neither Uber nor Lyft provides coverage.
2. Driver Logged into the App but Waiting for a Ride Request:
   • Contingent liability coverage provided by Uber or Lyft applies if the driver’s personal insurance denies the claim:
     • $50,000 per person for bodily injury.
     • $100,000 per accident for bodily injury.
     • $25,000 for property damage.
3. Driver En Route to Pick Up a Passenger or Transporting a Passenger:
   • Uber and Lyft provide $1 million in liability coverage, as well as uninsured/underinsured motorist (UM/UIM) coverage for passengers and third parties.

Our legal team will analyze the circumstances of your accident to determine which insurance policies apply and maximize your compensation.

How Fault Is Determined in Rideshare Cases

In Maryland, fault in rideshare accidents is determined using evidence and Maryland’s contributory negligence rule, which bars recovery if you are even 1% at fault. Proving fault is crucial, and we work diligently to establish liability by:

1. Investigating the Accident:
   • Collecting evidence such as police reports, eyewitness testimony, and traffic camera footage.
2. Analyzing Driver Behavior:
   • Examining whether the rideshare driver was speeding, distracted, or violating traffic laws.
3. Reviewing Rideshare Records:
   • Requesting app activity logs to confirm whether the driver was logged in and providing rides at the time of the accident.
4. Collaborating with Experts:
   • Partnering with accident reconstruction specialists to strengthen your case.

At The Law Office of Caroline Norman Frost, we build a comprehensive case to hold the negligent party accountable.

Steps to Take If Involved in a Rideshare Accident

If you’ve been injured in an accident involving an Uber or Lyft, taking the following steps can protect your rights and strengthen your claim:

1. Call 911:
   • Report the accident to law enforcement and request medical assistance.
2. Seek Immediate Medical Attention:
   • Document your injuries, even if they seem minor, as they may worsen over time.
3. Document the Scene:
   • Take photos of the accident, vehicles, injuries, and road conditions.
   • Collect contact and insurance information from all drivers involved, including the rideshare driver.
4. Obtain Rideshare Records:
   • Request proof that the driver was logged into the rideshare app at the time of the accident.
5. Avoid Speaking with Insurance Companies:
   • Do not provide recorded statements to Uber, Lyft, or any insurance company without consulting an attorney.
6. Contact a Rideshare Accident Lawyer:
   • At The Law Office of Caroline Norman Frost, we handle the complexities of rideshare accident claims so you can focus on your recovery.

Types of Compensation Available

Victims of rideshare accidents may be entitled to compensation for:

1. Medical Expenses:
   • Emergency care, surgeries, rehabilitation, and future treatment.
2. Lost Wages:
   • Compensation for income lost due to recovery time or diminished earning capacity.
3. Pain and Suffering:
   • Damages for physical pain, emotional distress, and loss of enjoyment of life.
4. Property Damage:
   • Repair or replacement costs for damaged property.
5. Wrongful Death Damages:
   • Families of fatal accident victims can seek compensation for funeral expenses, loss of companionship, and financial support.

Call-to-Action

Navigating the complexities of rideshare accident claims can be overwhelming, but you don’t have to face it alone. The Law Office of Caroline Norman Frost has the experience and dedication to fight for the justice you deserve.

Call us today at 240-439-1922 or fill out our online form to schedule a free consultation. Let us help you secure the compensation you need to move forward.
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